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SmartPoints

WyHy SmartPoints is your rewards program to show you, the member, our appreciation for loyal membership! As a member of WyHy, you'll reach your financial goals with access to extraordinary benefits and develop a long-term partnership with SmartPoints!

Benefits without boundaries begin here. As a member, you earn 100 SmartPoints for every year of membership. For every dollar of interest paid or dividends earned you earn one point! And if that isn't easy enough, the more services you add the more points you earn, for example, we award points for direct deposit, online banking, online bill pay, eStatements, eAlerts, new loans and referring a new member.

SmartPoints are redeemable for one main purpose, TO SAVE YOU MONEY! Increase your Term Share Certificate Rate, lower your loan rate and waive a fee. You may use your SmartPoint balance whenever you wish. WyHy, is your road to Smart Banking.

Earn with Smartpoints

Save with Smartpoints

* The SmartPoints program does not apply to mortgage product fees.

Close President's Letter to Members
WyHy Federal Credit Union

Striving to be your
lifetime financial partner

2nd Quarter 2011

Dear WyHy Federal Credit Union Members,

In a challenged economy, many people are looking for ways to cut costs and free up funds. The usual saving suspects come to mind: clipping coupons, shopping consignment stores, postponing large purchases, maybe refinancing a higher-rate mortgage. So - would you be willing to make a total change in your lifestyle for your saving's sake?

We've helped hundreds of members make lifestyle changes, and we've identified ways to minimize debt and save money even in this tough economy. Our Financial Life Coaches are trained to look at each member's total financial picture and identify opportunities to simply "make over" their finances which include cutting costs and building savings. Whether it's total reconstruction or simple cosmetic changes, a WyHy Financial Life Coach will sit down with you one-on-one to review your entire financial picture-at no cost.

The bottom line is that we here at WyHy are passionate about helping our members look for ways to cut costs and free up money to systematically save for a brighter future. As a matter of fact, WyHy set out in 2011 to save our membership one million dollars, and we not only met, but, surpassed this goal in less than five months! WyHy has impacted hundreds of members by identifying opportunities to minimize debt and save money.

There is no better time than NOW to reap the rewards of low interest rates and begin your savings plan or better your savings plan; it will give you the financial freedom to obtain your goals in life.

Call us today for your free consultation at 800-442-2392 or come by and say hi. We always enjoy seeing our members' faces!


Sincerely,


William Willingham, III
President/CEO