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Insurance

  • Credit Life and Credit Disability
    • Credit disability is tied directly to a loan, and is designed to take over the loan payments after 30 days if the borrower becomes disabled as a result of a covered accident or sickness. Insurance premiums are calculated into each monthly loan payment.
    • Credit life insurance will pay the lesser of the unpaid balance of your loan on the date of death, or the maximum amount of insurance specified on the application. Insurance premiums are calculated into each monthly loan payment.
  • Accidental Death and Dismemberment
    • Accidental Death and Dismemberment (AD&D) covers loss only as a result of an accident and includes loss of life, limb, thumb and forefinger combination, eyesight and hearing.
    • Each Member enrolling in the AD&D plan receives $1,000 basic coverage at no cost. Additional coverage may be purchased on an individual or family plan.

Close President's Letter to Members
WyHy Federal Credit Union

Striving to be your
lifetime financial partner

2nd Quarter 2011

Dear WyHy Federal Credit Union Members,

In a challenged economy, many people are looking for ways to cut costs and free up funds. The usual saving suspects come to mind: clipping coupons, shopping consignment stores, postponing large purchases, maybe refinancing a higher-rate mortgage. So - would you be willing to make a total change in your lifestyle for your saving's sake?

We've helped hundreds of members make lifestyle changes, and we've identified ways to minimize debt and save money even in this tough economy. Our Financial Life Coaches are trained to look at each member's total financial picture and identify opportunities to simply "make over" their finances which include cutting costs and building savings. Whether it's total reconstruction or simple cosmetic changes, a WyHy Financial Life Coach will sit down with you one-on-one to review your entire financial picture-at no cost.

The bottom line is that we here at WyHy are passionate about helping our members look for ways to cut costs and free up money to systematically save for a brighter future. As a matter of fact, WyHy set out in 2011 to save our membership one million dollars, and we not only met, but, surpassed this goal in less than five months! WyHy has impacted hundreds of members by identifying opportunities to minimize debt and save money.

There is no better time than NOW to reap the rewards of low interest rates and begin your savings plan or better your savings plan; it will give you the financial freedom to obtain your goals in life.

Call us today for your free consultation at 800-442-2392 or come by and say hi. We always enjoy seeing our members' faces!


Sincerely,


William Willingham, III
President/CEO