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1st Mortgage Loans (CU Members)

WyHy Loan Advantage

  • WyHy partners with CU Members Mortgage to offer our Members a wide variety of mortgage options.
  • Visit CU Members Mortgage to apply or learn more.
  • Members are able to finance the purchase of their new home, or refinance their existing loan, at competitive rates.
  • Secondary market first mortgages are available for homes in all 50 states.
  • One-time close options for construction loans (construction loan and the mortgage are closed at the same time to reduce costs).
  • Financing is available for rental property as well.
  • Repayment Terms: Up to 40 years
  • Loan to Value: Up to 100%
  • Interest Rates: Current secondary market rate
  • Processing Fees: Fees will vary and are based on loan amount and loan to value. Fees may include, but are not limited to: origination fee, appraisal fee, processing fee, recording fee and title insurance.
  • Early Payoff Penalty: None
  • Late Fees: 5% of the payment, after 15 days late
  • Interest: Monthly 360 day accrual
  • Monthly Payments: Payments can be mailed, made online or processed through auto-deduction.
  • Statements: Mortgage account can be viewed by accessing Colonials Savings' (a division of CU Members Mortgage) website at http://www.colonialsavings.com.

Close President's Letter to Members
WyHy Federal Credit Union

Striving to be your
lifetime financial partner

2nd Quarter 2011

Dear WyHy Federal Credit Union Members,

In a challenged economy, many people are looking for ways to cut costs and free up funds. The usual saving suspects come to mind: clipping coupons, shopping consignment stores, postponing large purchases, maybe refinancing a higher-rate mortgage. So - would you be willing to make a total change in your lifestyle for your saving's sake?

We've helped hundreds of members make lifestyle changes, and we've identified ways to minimize debt and save money even in this tough economy. Our Financial Life Coaches are trained to look at each member's total financial picture and identify opportunities to simply "make over" their finances which include cutting costs and building savings. Whether it's total reconstruction or simple cosmetic changes, a WyHy Financial Life Coach will sit down with you one-on-one to review your entire financial picture-at no cost.

The bottom line is that we here at WyHy are passionate about helping our members look for ways to cut costs and free up money to systematically save for a brighter future. As a matter of fact, WyHy set out in 2011 to save our membership one million dollars, and we not only met, but, surpassed this goal in less than five months! WyHy has impacted hundreds of members by identifying opportunities to minimize debt and save money.

There is no better time than NOW to reap the rewards of low interest rates and begin your savings plan or better your savings plan; it will give you the financial freedom to obtain your goals in life.

Call us today for your free consultation at 800-442-2392 or come by and say hi. We always enjoy seeing our members' faces!


Sincerely,


William Willingham, III
President/CEO